The explosion of mobile wallets, peer-to-peer (P2P) apps, and virtual cards, along with the plethora of new point-of-sale and money transferring services has given rise to a new term: “omni-channel payments.” Omni-channel payments refers to the ability of consumers to purchase goods and services through a variety of different methods and technologies. How money is managed, stored, and transferred is changing rapidly, and businesses need to be...